Documents You'll  Need:

For all borrowers listed on application:

Recent pay stubs

W-2 forms from the past two years

If self-employed:Year-to-date profit and loss statement

Documents to show unpaid accounts receivable

1099 forms from past two years

Bank statements for all your checking and savings accounts

Statements for all investment accounts, including:401(k)s
IRAs
CDs
Brokerage accounts
Accumulated cash value from life insurance, if applicable

Down payment gift letters, if applicable

Alimony and child support, if applicable

If you have income from a rental property

Documentation of rental income

Copy of lease
Property appraisal report

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